U.S. Benefits

At fusionSpan, our team members are important to us. We strive to keep our team happy and healthy and one way we’re able to do that is through our benefit programs.

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Eligibility

Full-time team members are eligible for benefits and effective on the first of the following month. Open enrollment period happens each December and team members can opt in or out of benefits plans during that time. Exceptions to our enrollment period are also made for Qualifying Life Events, which include:

Loss of coverage
Marriage or divorce
Birth or adoption of a child

Benefit Elections

The health care premium cost for team members with a base plan are 100% covered by fusionSpan. Team members may also choose to opt into a lower deductible plan for a buy-up charge. Qualified family members may be added to the health care plan for an additional cost at the team member’s expense. Coverage costs are determined by age.

Medical Insurance – CareFirst

CF BlueChoice Advantage (HSA)

Deductible: $3,400 for an individual, $6,800 for a family
Maximum out of pocket (in network): $6,100 for an individual, $12,200 for a family
Preventive Care: Covered at 100%

CF BlueChoice Advantage Gold

Deductible: $1,000 for an individual, $2,000 for a family
Maximum out of pocket (in network): $7,500 for an individual, $15,000 for a family
Preventive Care: Covered at 100%

Dental Insurance – Guardian

DentalGuard PPO

Deductible: $50 for an individual; $150 for a family
Maximum Annual Benefit: $1,000
Coinsurance
- Preventative: 100%
- Basic: 80%
- Major: 50%
- Orthodontic Services: 50% to 1,000 Lifetime Maximum

Vision Insurance – Guardian

VSP/Full Feature – Choice B

Exam Copay: $10
Materials Copay: $25
Lenses Copay: $25

Health Savings Account (HSA) Program – CareFirst BlueFund

Team members covered under an HDHP are eligible
Put away money for current and future eligible health care expenses
Roll over unused funds into retirement savings
One-time contribution from fusionSpan (depending on tier level)

401k – Vestwell

Contribute up to $23,500
Employees over 50 may contribute up to an additional $7,000

Pet Insurance – Wishbone

Insurance Plan

Reimbursement on pet’s care: 90%
Deductible: $250 per pet
Average Premium: $35 per month per pet

Automatic Enrollment: 100% Employer-Covered Benefits

The following benefits are provided to all team members at no cost.

Short-term Disability – Guardian

60% of weekly salary with a weekly maximum benefit of $2,308
Benefit begins on day 8 of injury or illness

Long-term Disability – Guardian

60% of monthly salary with a monthly maximum benefit of $10,000
Benefit begins on business day 91 of injury or illness

Life Insurance and Accidental Death and Dismemberment Insurance – Guardian

Benefit amount up to $100,000
Benefit reduction of 35% at age 65
Benefit reduction of 50% at age 70

Parental Leave

We celebrate team members who plan to expand their families; whether through birth, adoption, or the foster care process. Parental leave benefits include:

Employed at least one year:
Up to 12 weeks of unpaid leave
Available PTO and short-term disability insurance benefits

Employed at least two years:
4 weeks of paid time during leave
Available PTO and short-term disability insurance benefits

Paid Time-Off (PTO)

All full-time team members are eligible to accrue a total of 15 days (120 hours) of PTO during the first 12 months of employment. In subsequent years, an additional day (8 hours) of PTO, with a maximum of 20 days (160 hours) are added per year. A maximum of 80 hours of PTO may roll over into the following year.

Observed U.S. Holidays

New Year’s Day
Martin Luther King Day
Presidents’ Day
Memorial Day

Juneteenth Day
Independence Day
Labor Day

Thanksgiving Day
Day After Thanksgiving
Christmas Day